Alex Maude (A&N Media) "Sofa surfing saved me a pretty penny." Peter Walker (II Searches) "Why I joined the company pension." Gavin McFarland (Jobsite) "Spend less than what you make." Louise Winstanley (A&N Media) "I love a bargain." Harish Patel (TFM team) "There is virtual life after death." Teresa Berkengoff (TFM team) "The day I thought I was quids in." Geoffrey Staines (TFM team) "Let me tell you about junior ISAs." Andy Wright (TFM team) "My largest asset!" Suzanne Kaluza (TFM team) "Can I take the pressure?" Become a TFM Blogger: Let us know if you fancy being a guest blogger on Time for Money. Financial expertise not essential - just a willingness to get involved.