Forms and guides
| Harmsworth Pension Scheme | |
|---|---|
| Scheme guide The scheme guide gives you information about the scheme. |  |
| Scheme guide - addendum for former members of BUP Pension Fund This addendum shows where benefits differ from those described in the scheme guide for former members of BUP Pension Fund. | |
| Application form Complete an application form if you are eligible to join the scheme and return it to payroll. This is your last opportunity to join the scheme and you will need to do so before 31 March 2012. | |
| Switch form Complete a switch form if you would like to switch between the Standard and Plus sections. Return your form to payroll. Once payroll have received your form, the switch will take place on the 1st of the month following payroll cut-off. | |
| Expression of wish form for cash death benefits You should let us know who you want to get any cash amount should you die before taking your benefits. If you want to change your nominated beneficiaries or want to tell us about them for the first time, please complete a form. | |
| Expression of wish form for dependant's pensions You should let us know who you want to get any pension should you die before taking your benefits. If you want to change your nominated beneficiaries or want to tell us about them for the first time, please complete a form. | |
| XTRA - a guide for those who joined the DMGT group before 1 January 2009 The company runs an arrangement called XTRA where you can give up part of your salary in return for National Insurance (NI) savings. We will automatically include you in XTRA when you become a member of the scheme. However, if you joined the group before 1 January 2009 you may opt-out of XTRA before you join the scheme. | |
| Your retirement and beyond If you˙re thinking of retiring you might find our pre-retirement guide useful. | |
| Scheme guide - for benefits built up before April 2011 This guide is for information only and is an archive copy of the scheme guide that was in place at 31 March 2011. | |
| AVC account | |
|---|---|
| Application form Print and complete the application form if you want to pay AVCs. | |
| AVC guide Our guide provides an overview of what's involved when you pay AVCs. | |
| Investment choices The choice between the AVC funds available is not straightforward. This will depend on your age now and your attitude to investment risk. Have a look at our guide to help you choose. | |
| Fund factsheets Each factsheet shows the characteristics of each fund, including how well it has performed. | |