Retiring late
You must take your pension benefits before you reach age 75, even if you carry on working. You will not be able to earn any extra pension once you reach age 75.
If you continue to pay into the scheme after age 65 we will continue to add to your credit account in the normal way.
If you leave the scheme before age 65 but do not take your benefits until after 65, we will increase your credit account by a late retirement factor from age 65.
Benefits built up before April 2011
We will increase your pre-April 2011 benefits by a late retirement factor if you retire after age 60 for the Plus section (age 65 for the Standard section).
