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Scheme information Scheme details Standard section Pension+ section XTRA Stakeholder pension plan The State Pension Who are the scheme advisers? Who are the trustees? Facts and figures Investments Divorce Civil partnerships

I am thinking of joining Why should I join? Help me choose What is available? Scheme guides

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AVCs Why should I pay AVCs? Tax-free cash and AVCs AVC guides and forms Online access

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I have left What are my benefits? Transfer options When can I receive my pension? What happens if I die?

Taking my pension What will I get when I retire? Tax free cash Retiring early Retiring late Bridging pension Flexible retirement Taking my pension

I have retired Keep up to date Pension payments Pension increases I am considering re-employment I am moving abroad What happens if I die? Press On

Pensions, tax and the State Tax concessions Lifetime allowance Annual allowance Transitional protection Refund of contributions Pension sharing on divorce Transferring in pension rights Tax office details State Pensions Nearing State Pension age

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Useful links General pensions Daily Mail Group

Keep up to date

We have sent out a letter to you detailing the increase to your pension on 1st April 2009. The next increase to your pension will be due on 1st April 2010.

Your P60 for the 2008/09 tax year has been sent to you.

We send all our communications to the address shown on your monthly payslip.